chainharp4

/concept /verifyErrors The term in the example sentence will not match the entry term. The sentence includes offensive written content. Cancel Post Thanks! Your feed-back will be reviewed. #verifyErrors message 得獎者應確保其於中銀香港登記的流動電話號碼記錄正確，而流動電話號碼能接收手機短訊。 We use details-pushed methodologies to evaluate economical products and solutions and companies, so all are measured Similarly. You can go through more details on our editorial guidelines as well as loans methodology to the scores below. 關於中銀分期「易達錢�?中銀分期「易達錢」結餘轉�?「貸合適」稅務貸�?百分百擔保個人特惠貸款計劃/百分百擔保個人特惠貸款計劃（適用於業主申請)之條款及細則及分期貸款產品資料概要修訂的通告 所有經此申請渠道申請的分期貸款，只提供非紙張形式條款及細則，如有需要可到分行索取有關資料的紙質版本。 所以當你有用錢需求時，就可以用這張有保價金的保單，和保險公司貸款應急，這就是保單借款的原理。 破產是一個法律用語時，指的是當債務人的資產不足以清償所有債務，透過法律程序，將債務人的資產公平地分配債權人（債主），除了受到分配的部分以外，其餘的債權請求權，都視為消滅。 爵士樂與作曲入門 你也會看五線譜嗎：日本音樂學院的五線譜練習方式介紹！ 虛擬銀行迎新優惠虛擬銀行存款利率比較虛擬銀行銀扣賬�?/ 信用卡虛擬銀行貸款 瀏覽人士使用中銀香港流動應用程式即表示同意中銀香港於流動應用程式不時所載之免責聲明及政策。 Encounter the ease of HDFC Lender Particular Loan �?your supreme solution for all money needs.Irrespective of whether It truly is planned gatherings like weddings, holidays, dwelling renovations, or unexpected emergencies for example clinical processes, our Particular Loan helps make daily life less complicated. �?奈良・平安時代、利息をとらないで、官稲などを貸し与えたこと。利息つきの貸借である出挙(すい�?に対する語。貧窮の百姓を救済し、また勧農のため行なわれたもの。賑�?しんたい)。 鈔優貸擁有多年的協助貸款經驗，幫助過無數客戶順利取得資金，並獲得一致好評�?無論是購屋、購車、創業、週轉，都能依照你的需求，提供最適合的貸款方案，輕鬆取得貸款資金。 其中最普遍的手法是在核准貸款時，收取高額手續費，更為危險的詐騙業者還會以律師費、諮詢費等名目，向貸款人提出分期匯款的要求。 業主貸款：專門為業主提供的無抵押貸款，借貸機構的前設是擁有物業的業主，收入通常較高，財務基礎亦相對較穩固，故不用物業作抵押亦願批出較大額的業主貸款。 破產後果是欠債人所擁有的任何資產，包括物業，通常都會被出售以償還債務�?這代表如果欠債人的資產價值超過債務金額，或者欠債人擁有存款並且有能力支付欠款，那麼破產壞處令不太可能是最佳的選擇。當你決定要申請破產時，幾乎所有的無擔保債務都會被抵銷，讓你重新開始�?但債務人需要遵守破產規則，代表債務人將面臨某些限制。 有業主會認為從貸款額先扣減現金回贈會變相失去吸引力，但其實回贈只是換了個形式。而且實際貸款額減少，按揭利息亦會變相減少，反而獲得更多好處。 沒有呈交周年收入說明�?任何破產人在未獲解除破產時，必須每年向受託人呈交一份說明書，說明他在上一年度的入息與在該段期間取得任何財產的詳細資料，若不遵守本條規定，即屬犯罪，可判處監禁。 破產人的家庭成員毋須承擔破產人的債項。如果破產人和配偶聯名擁有一層樓 宇，破產人就該聯名物業所佔的業權或會被套現還債。如破產人與其家庭成員持有聯名銀行戶口，屬於破產人那部分的存款將可能會被提取作償還債項。 現時銀行或財務機構提供多款私人貸款產品，私人貸款主要分為有抵押及無抵押貸款，有抵押貸款包括房屋按揭、加按套現、汽車貸款等，因有抵押財物作為擔保，借到的金額會比較多，利息也會較為低廉，而可借的最高金額會視乎抵押物的價值，而最後如未能償還貸款，會被借款公司收走抵押物。 你可以用我哋嘅網上貸款計算器，根據貸款金額、利率同埋還款期限，預先計算你嘅私人貸款每月還款額。 在分配完畢後，免除債務人的剩餘的債務，債務人還有機會讓生活回歸正軌。 Our on the web varieties are straightforward to complete in the comfort and ease of your personal home and can be finished in minutes. Up coming Day Direct Deposit 熱門投資戶口 港股證券戶口 新股認購服務 美股證券戶口 智能投資平台 基金投資戶口 信貸評分 *優惠只適用於首次網店購物並消費滿指定金額，不可與折扣優惠、已折扣的指定產品、滿額禮遇或其他優惠同時使用，並受有關條件及細則約束。每個帳戶只可享用一次。�?可持續性的環保網購包裝 一般首次破產者的破產令是為期四年為期限。若欠債人是第二次或以上申請破產，其破產期限將為五年。破產人只要在破產期間遵守破產令及受託人(破產管理署署�?的合理要求，期限界滿便會自動獲解除破產。 網購信用卡信用卡迎新優惠比較飛行里數信用卡學生信用卡八達通自動增設信用卡機場貴賓室信用卡 破產是一種法律程序，當債務人無法償還債務時，便可經法院宣布破產。破產程序可以由債務人自行提交或由債權人提出申請。香港原訟法庭在接到破產申請後，會判決是否頒布破產令。 While our information is thoroughly researched, it is not meant to become taken as authorized or Expert information or like a promise. It is intended to be used for common details applications only. 客戶需自行支付使用�?或下載中銀香港流動應用程式所產生的相關數據費用。 私人分期貸款怎樣運作�?expand_more 私人分期貸款是指借貸人士可以根據貸款額每月以固定金額還款，而利率是按借貸人士選擇的貸款額和還款期而計算的。當你清還最後一期款項後，如果仍需要借錢，便要向銀行作出第二次申請。 如果您認為匯率會上漲，您可以開啟一個‘買入�?倉位。相反，如果您認為匯率會下跌，您可以開啟一個‘賣出’倉位。 其後法院將會因應申請作出聆訊，並向成功申請者作出破產令。暫行受託人亦會接管及變現破產人的所有財產、在適用的情況下向其收取定期供款，並向其債主派發。 *合資格客戶須於提取貸款後至大新銀行存入現金回贈當日，仍然持有有效之貸款戶口、還款戶口及相關大新儲蓄或往來戶口，並一直維持良好之還款記錄及正常運作。 本文歸納有關破產的資訊，助你了解破產程序、破產的好處、所牽涉的費用等，你亦可以了解如遇上財政困難，除申請破產外，亦可以其他方法舒緩債務。若你是因為卡數較高，亦可考慮申請結餘轉戶貸款。 ^電子渠道包括中銀香港網站、網上銀行、手機銀行應用程式、「中銀香港微服務」微信官號或「中銀信用卡」微信官號。 重整或債務重組：破產者在債權人或破產管理人的監督下可繼續經營，並在規定期限內向法院和債權人提出重整計劃。重整計劃中破產者可以請求減免某些無力履行的債務或契約，或者改變償還方式，並給出繼續經營和償還債務的計劃。如果債權人投票通過重整計劃則破產者有可能重新恢復經營，否則可能會進入清算程序。在許多情況下，允許仍有盈利潛力的企業繼續經營可能會獲得比單純拍賣其資產更多的收益，從而使破產者和債權人都獲得比破產清算更好的結果。有時，這也被稱作破產保護。 Our editors are committed to bringing you impartial scores and data. Our editorial content isn't influenced by advertisers. 客戶需自行支付使用�?或下載中銀香港流動應用程式所產生的相關數據費用。 出境前要通知破產受託人，唔可以申請信用卡、私人貸款，唔可以繼續供保險，唔可以亂使錢（例如：自費出國旅遊、搭的士等）。 If you do not have this sort of an account as with the date we try and deposit the advantage of this Promotional Provide, you'll forfeit this total and become deemed to have not certified for your Promotional Provide. 有關發行國的風險——國�?地區的政治和經濟穩定性會影響其貨幣的實力。通常，主要經濟體的貨幣有更大的流動性，波動性一般比發展中國家低。 為了獲得貸款，借款人鎖定他們選擇的抵押品，這些抵押品作為擔保形式保存在智能合約中。抵押品的價值決定了借款人可以獲得的最大貸款金額。 質の高いコンテンツを提供し続けるため、皆様のご理解とご協力を心よりお願い申し上げます。 與其煩惱「借錢邊間好」，選擇適合自己的貸款類別更重要。私人分期貸款是較熱門及容易申請的貸款產品，但其實市場上有很多不同貸款產品，宜多了解不同貸款的特性，找出最適合自己的。分期貸款以外常見的貸款類別包括： 貸款人透過其存入的資產賺取利息，利息由貸款需求和貸款平台政策等因素決定。此外，一些平台也向貸方提供獎勵或激勵措施，作為鼓勵參與的手段。 你可以用你嘅私人分期貸款作各種用途，例如屋企裝修、教育、旅遊或者債務整合。貸款金額同還款期限會根據你嘅需要同埋偏好而定。 Answer a few very simple thoughts and so you’ll receive a reaction inside seconds. When you are provisionally accepted, you may move on to Stage two. 閱讀完本篇文章後，你是否也對線上借款平台推薦及挑選方法，有了更深入的了解呢？ An unsecured loan is definitely an agreement to pay for a loan back without having collateral. Simply because there is not any collateral concerned, lenders need to have a method to confirm the money integrity in their borrowers. To generally be regarded an qualified university student for that needs of the advertising supply explained higher than, you should be enrolled in an suitable application of review in the write-up-secondary level at a faculty, College or other academic establishment, as more notably explained while in the stipulations with the relevant promotional present. Zero-coupon bonds will not pay back fascination straight. As an alternative, borrowers market bonds in a deep price reduction for their deal with benefit, then fork out the face value once the bond matures. People must Take note that the calculator above runs calculations for zero-coupon bonds. 根據監管要求，您的數據將得到安全保護，您的資金保存在獨立的銀行帳戶中。 Test our free of charge demo account prior to deciding to open up a true buying and selling account to check out our intuitive trading platform and enhance your abilities. 一般而言，財務公司會比銀行較易批出貸款，市面上大多免入息審查或免文件的貸款都是來自財務公司。然而，所謂容易與否絕對是因人而異，較容易審批，意味著你有機會要負擔多一點利息。 最後，申請人需向破產管理署署長提交兩份文件副本：呈請書的蓋印副本和資產負債狀況副本。 By clicking “Request Loan”, you consent towards the Phrases & Situations, Privacy Policy, Credit score Authorization, E-Consent, and you are providing prepared Guidelines under the Truthful Credit Reporting Act authorizing us and our Network Partners or authorized third parties on their behalf with whom your request is shared to obtain your customer credit history report, and also to Make contact with you at the knowledge on file to receive presents for monetary merchandise or products and services. In addition, you give your Convey penned consent to receive calls and textual content messages, including for promoting applications, from FastLoanDirect, its Community Partners, and any approved third events contacting or texting on their own behalf to Get hold of you at , produced by automatic suggests, for instance autodialers and prerecorded or artificial voices whether or not your quantity is stated in any Federal, State or interior DNC checklist. Consent is not demanded being a condition to employ our companies. It's possible you'll call (805) 429-6064 to talk to a consumer treatment agent. By clicking “Ask for Loan”, you consent to the Phrases & Problems, Privacy Policy, Credit history Authorization, E-Consent, so you are supplying prepared instructions underneath the Fair Credit rating Reporting Act authorizing us and our Community Companions or authorized third get-togethers on their behalf with whom your ask for is shared to get your shopper credit history report, and to Speak to you at the knowledge on file to receive provides for economical solutions or companies. 破產舊時又叫報窮，係由英文bankrupt音義俱譯嘅名稱，舊時香港成日用，依家大馬重有用緊。 電子渠道包括中銀香港網站、網上銀行、手機銀行應用程式、「中銀香港微服務」微信官號或「中銀信用卡」微信官號。 雖然坊間多數私人貸款都屬無抵押貸款，但借款前最好對兩者的分別有基本認識。有抵押貸款是以抵押品作還款保證的借貸，抵押品可包括住宅物業、存款等。若借款人未能償還貸款，銀行或貸款機構可沒收抵押品，以作抵債。 Nonetheless, you are able to typically access own help by telephone as well as in-human being if you select a lender with classic branches in your neighborhood. 首先在借款前，務必確認貸款平台是否合法，合法平台的保障較高，如果遇到不需要審核就能借款的平台，應提高警覺。 所有經此申請渠道申請的分期貸款，只提供非紙張形式條款及細則，如有需要可到分行索取有關資料的紙質版本。 為甚麼銀行借錢利息會比財務公司低？ expand_more 銀行貸款利息一般比財務公司低，原因是和資金來源及其風險管理有關。銀行的資金源自大量的公眾存款，因此資金成本低，所以銀行貸款利率亦有空間調低，以吸引客戶申請貸款。除此之外，銀行批出貸款前會參考客戶的信貸評級，減低出現壞帳的機會，所以銀行可以以低息批出貸款。 Speedy Loan Direct advises borrowers to be familiar with personal loans, warning that making use of for the maximum amount of money can boost repayment burdens. The organization suggests evaluating repayment potential and loan necessity to equilibrium rapid requires with long-phrase pitfalls, advertising and marketing dependable borrowing. 一站式專業噴畫服務，新增多種帆布款式，應有盡有，一天起貨，專人設計及安裝服務。 The terms within your loan indicate how and when the speed will adjust. For instance, a five/one ARM features a low fastened amount for five years and after that variations on a yearly basis. It could go up or down. 呢篇破產係關於經濟嘅楔位文章，重未完成嘅。麻煩你幫手補充佢嘅內容。 鈔優貸是一家專注於個人和企業貸款的金融服務公司，以客戶需求為中心，提供簡易的申請流程、靈活的還款方式、優惠的利率和貸款金額，並致力於為客戶爭取最優惠的條件。 這裡可以很肯定的告訴你，只要避開非法經營的貸款公司，這些杞人憂天通通不會發生！ 本網頁所顯示之價格因應產品種類及出發日期而有所不同，不包括任何稅項、燃油附加費、行政費、簽証費、服務費(旅行團適�?及其他應繳費用 根據監管要求，您的數據將得到安全保護，您的資金保存在獨立的銀行帳戶中。 如果成功取得貸款，記得準時還款，一步步為自己「洗底」，重新建立良好信貸紀錄�?破產對工作的影響 No, we won't ever use your financial institution information and facts to take cash out within your account. It can be applied solely for verifying your identity and establishing deposits for authorized cash. How can I are aware that my financial institution information won't be compromised? 數分鐘即可申請帳戶，在您做好準備進行更高水準的操作前，使用我們的免費無限類比帳戶，進行交易實踐。 Listing your full readily available profits which includes wages, retirement, investments, and rental Qualities. You aren't essential to reveal earnings which is alimony, youngster support or separate maintenance Except you ought to use that money to qualify to get a loan. 正常來說，破產的期限為四年，而申請破產人士每月之入息減去日常支出後，所剩的金額便須作還款之用。 當法庭向債務人頒布破產令後，受託人（可由破產管理署署長擔任）會接管破產人的資產，並將有關資產變賣套現以償還債項。在必要情況下，受託人或破產管理署職員有權進入破產人的居所進行檢查。 破產人獲解除破產後，便可獲免除所有可證債項，但不包括以欺詐方法招致的債項、因觸犯法例而被判處的罰款和導致任何人身體受傷而須作出的賠償等。 部分貸款代辦公司在提供諮詢服務時，就會向客戶收取諮詢費，這可能會讓客戶感到不舒服，因為在貸款還未成功的情況下，就先被收取費用。 不過還有一點值得注意的是，有網友也分享自己遇到的某家貸款公司，其業務在貸款的諮詢過程中，就不斷要求雙證件拍照。 但其實我們只要稍加仔細想想便會知道，如果對方的貸款及服務真的很不錯的話，怎麼還會需要利用這樣的手法行銷，讓別人尋找這樣聽都沒聽過的貸款公司諮詢貸款服務呢，是吧？ 這是計算貸款利率加上手續費及優惠等因素後，轉化而成的一個參考年利率，能準確反映實際的借貸成本。由於實際年利率是由金管局指標所訂，是市場上公認客觀的計息方法，因此，當您想借低息貸款時，可比較不同銀行的貸款產品之實際年利率。 For more specific assistance on safeguarding your SSN and what to do for those who suspect a fraud, check with the SSA's Formal methods. Bank FAQ's 破產人或許不能在某些行業執業，例如律師、地產代理、證券交易商或出任有限公司的董事。破產人應該諮詢有關專業團體，求取進一步的資料。 When we are happy with the data you have sent, we'll fully approve your loan and pay The cash into your banking account. 不論是破產期間還是破產後，申請貸款都不是一件容易的事。由於破產人�?曾破產人士的信貸報告會有記錄，銀行及財務機構基於風險管理，甚少借貸予破產人士，可以話今後基本與樓宇按揭、私人貸款等等貸款無緣。即使少數銀行或財務機構願意批出貸款，金額都較低，利息較高，而且還款期較短。 The phrase “loan” will probably consult with this kind in day to day discussion, not the type in the 2nd or 3rd calculation. Below are backlinks to calculators linked to loans that slide below this class, which can provide more info or let certain calculations involving Every single type of loan. Rather than utilizing this Loan Calculator, it may be additional beneficial to use any of the next for each unique require: 破產程序第一步是收集有關債務人的財務狀況的詳細信息，包括您的收入、支出和債務。然後你應該看看破產是否屬於最適合您的債務解決方案。我們的專家顧問將為您提供有關如何申請破產的詳情，並解釋不同的破產壞處和好處。 破產人的公積金一般會被視為其資產的一部分，如破產人是退休公務員，除非有酌情安排，否則當局會停止支付退休金給他們。另外，透過自置居所貸款計劃借貸的公務員一旦破產，其薪酬及退休金均為已給予政府的抵押品。 Quickly Loan Direct advises borrowers to be familiar with personalized loans, warning that applying for the most volume can enhance repayment burdens. The organization recommends analyzing repayment skill and loan necessity to stability immediate demands with long-time period challenges, advertising and marketing liable borrowing. 有業主會認為從貸款額先扣減現金回贈會變相失去吸引力，但其實回贈只是換了個形式。而且實際貸款額減少，按揭利息亦會變相減少，反而獲得更多好處。 No matter whether you are arranging a getaway or simply a staycation, a personal loan can assist you accomplish your travel aims. 稅貸是私人貸款的一種，但針對需要交薪俸稅的人士，故只要有稅單就能申請，且利息往往是所有貸款中最低的。因其貸款用途並不限於交稅，且貸款額往往亦可以高達月薪十多倍，因此不少打工一放族都會申請稅貸，在交稅之餘亦作清卡數及其他用途。 一般情況下是家人不需要協助還債，除非有其他情況，例如家庭成員為破產者的債項簽署個人擔保 介紹易借易批私人貸款方法前，我們先為「易借易批私人貸款」下簡單定義。能被稱之為「易借易批」的貸款產品，應具備以下部份或全部特色： 買賣已歸屬受託人的財產時，其價格均須根據買賣時有關財產的市值釐定，而財產市值會不時變動。至於破產人在香港以外的財產，受託人會變現破產人在香港和海外的財產。破產人如果隱瞞有關破產人的財產的資料或沒有把破產人的財產交予受託人，即屬違法，可被檢控。如之前所述，財產一旦歸屬受託人，即使破產人已獲解除破產，受託人仍有權繼續管理有關財產。 破產壞處是您的銀行賬戶通常會被關閉，如有需要，可在另一家銀行開設一個新賬戶。有關破產後開設新賬戶的更多信息和建議，可聯絡我們查詢詳情。 Jordan Tarver has spent seven several years covering home loan, individual loan and organization loan material for foremost fiscal publications for instance Forbes Advisor. He blends information from his bachelor's degree in small business finance, his experience to be a major perf... 一站式專業噴畫服務，新增多種帆布款式，應有盡有，一天起貨，專人設計及安裝服務。 在清算與破產之前，只要進行良好的債務清償規劃，就能幫助貴公司面對債權人會議，解決複雜的財務、監管和法律義務。 Extend your request to incorporate added financial possibilities that specialize in consolidating unsecured financial debt. Use on- https://loanhelp.top/ . It's going to get about quarter-hour and we’ll talk to you some particulars. It's also possible to implement above the cell phone or in branch 用信用卡借出現金主要視乎信用卡的額度，現金透支是快捷，但是後續利息高昂，如只能每月只償還最低還款額，隨時要十幾年才能還清款項，在借錢應急上不是一個太好的選擇。 破產並不意味完全無需還款。破產期間，破產人每月收入中，須留出部分，用於還款。 如何理財，失業中點樣搵工、點樣可以唔好瞓咁晏、點樣唔好放棄自己，分享慳錢方法。 當法庭向債務人頒布破產令後，受託人（可由破產管理署署長擔任）會接管破產人的資產，並將有關資產變賣套現以償還債項。在必要情況下，受託人或破產管理署職員有權進入破產人的居所進行檢查。 歡迎加入會員協助內容報錯，告訴我們您的想法，報錯資訊確認後即可參�?「眼尖讀者月月抽獎活動」。報錯教學與詳細活動說明請點此了解更多 Quickly Loan Direct advises borrowers to comprehend particular loans, warning that making use of for the maximum sum can raise repayment burdens. The organization suggests evaluating repayment potential and loan requirement to equilibrium speedy demands with very long-expression challenges, advertising accountable borrowing. Lenders make use of your Social Security amount to validate your id. Moving into a legitimate amount is crucial, as unverifiable data will bring about rejection. What's going to my SSN be employed for? 頂樓漏水好煩惱？新北市頂樓遮雨棚申請懶人包：新舊法規、注意事項一次看懂 申請私人分期貸款前有甚麼要考慮�?expand_more 借貸前，你應該先了解清楚借錢需要，到底是必須借錢應急，還是純粹急於購物？請不要過度借貸。而正式申請之前，借貸人士亦應該認清個人的財政狀況和還款能力，並考慮清楚借貸額、還款期和每月還款額，以及仔細了解借貸條款及細則，包括手續費。 3 days prior to the scheduled closing day of your respective mortgage, the lender must deliver the closing disclosure. This lawful doc offers the ultimate phrases with the loan together with the total closing expenses. Fund.com is compensated through the affiliates on This great site. The looks and get of providers showing on this site is predicated on a combination of aspects, which include affiliate compensation and user conversion fees. Fund.com is not really compensated to specifically rank businesses in any specific placement or get. The knowledge contained in Fund. This tends to aid us make a choice on if we are capable of lend to you personally. We are going to then Allow you recognize the decision and exactly what the standing of your respective application is. Offering a license range significantly will increase your prospect of acquiring a loan. If you do not Possess a driver’s license, you could utilize a point out or governing administration ID number. Enter Motorists License 如借款人無力償還貸款，首當其衝的後果是信貸評分將會降級，借款人更可能要承擔法律責任。貸款機構可入稟法院追討，法庭可頒令以借款人的資產（物業、汽車、銀行存款等）變賣抵債，甚至可發出破產令。因此，借貸前務必要仔細評估自己的還款能力，確保在不影響日常生活的情況下完成還款。 With our loan calculator, you'll find out what your repayments might appear to be, as well as the desire you might wind up shelling out. The procedure differs by lender and money condition, but most skilled borrowers can close over a house loan loan within just about 30 times. The average loan closing time is just 21 times, although both of those LendingTree and Rocket House loan report that their loans typically close inside of thirty times. 破產期內唔可以出任專業人士，例如會計師、律師、公司董事、太平紳士等。 By using a home loan, the home or assets acts as collateral for your loan. If you don't make payments, the lender can inevitably repossess the home. If you wish to alter the phrases of one's home finance loan, you could apply to refinance for your lower desire fee or shorter loan term. 接著評估自身的還款能力，來選擇不同的借款方式來借出剛剛好的錢，畢竟我們都知道：借款的金額越大、撥款越快的借錢方式，往往都伴隨著昂貴的利息。 If the disclosure meets your anticipations, you make your down payment and shutting charges at settlement, where you receive your keys and acquire possession of the new home. Remember to be mindful that after you click on the link and open a brand new window in the browser, you'll be matter towards the terms of use and privacy insurance policies of your 3rd party Web page that you're going to go to. You pays extra money upfront at closing in exchange to get a diminished desire rate on your house loan. This follow, known as spending factors, doesn’t essentially help you save you revenue on dwelling home loan premiums. 要開始申請破產程序，破產人需先向破產管理署署長提交「債務人破產呈請書」及「資產負債狀況說明書」。相關表格和費用可於債務人破產呈請程序簡介頁面免費下載和查閱。